MY DAILY HABITS TO BECOMING FINANCIALLY INDEPENDENT
Financial independence doesn’t happen by luck; it results from careful planning and consistent actions.
Consistent actions are a product of daily routines and habits to deliver specific results.
I didn’t wake up one day and was surprised to become independent financially.
I didn’t dream about it or hope for it; I just followed a strict lifestyle that got me to where I am now.
I made a deal with my mind to follow specific routines daily for a big bonus after three years, complete financial independence.
The routines and habits that I will share with you might feel silly and dull on the surface.
But they have a fascinating outcome if you do them daily.
Every day I sleep at 11 pm and get up at 6 am; the first thing I do is make my bed and organize my table from the previous day’s work.
Even though I have someone to clean the house daily, I still prioritize being self-organized. Being in an organized space makes my brain clearer.
I eat a single meal a day at 7 pm, composed of 70% leafy greens fibers, 20% protein, and 10% unsaturated fat.
I make them into three types of salads and three types of fish or red meat, which I alternate every three days.
I eat the same stuff all week, all year round. I rarely change my diet, and it’s scientifically proven to have all the nutrition and energy I need to stay fit and healthy.
I don’t smoke; I don’t drink alcohol; I don’t take drugs; I don’t eat sugar, and I don’t eat junk food.
I drink three liters of water a day to keep my body hydrated.
My mental energy matters to me the most to perform at my best when meeting a client.
I work out six days a week for 30 minutes. I practice calisthenics which requires a lot of strength and patience to learn a skill; it’s a home-based workout that makes it much easier for me to exercise.
I don’t drive, and I don’t take transportation unless it’s an extreme far distant.
I love walking long distances and observing things; it clarifies my thinking and keeps me up to what’s happening in the market.
I shop all my pants from Levi’s in the same color; they seem to be of decent quality. All my shirts are from Mark and Spencer, T-shirts from Levis and shoes the best from Vans.
I only got a couple of Armani’s and Versace pants and shirts for meeting important clients. The rest of the time, I dress for comfort.
This approach makes it much easier for me to pick and wear as fast as possible.
I wouldn’t say I enjoy spending my mental energy figuring out what to eat, wear, or what type of workout I should do.
I have done all the research once, and that’s it.
After brushing my teeth, the first thing I do is turn on my computer and create stuff.
Be it review a contract for a client, review consulting documents, check for family business strategy, or create course materials.
For three hours, I never waste time on anything else but work. I don’t chat, check emails, or talk to the people I love unless it’s a high-priority emergency.
I don’t multitask, and I only focus all my effort on a single task.
I seldom delay work to the following day, and I solve minor problems immediately.
I keep secondary activities such as blogging for later afternoon.
I don’t listen to podcasts or watch YouTube tutorials. I rarely read books or follow any guru.
I believe that most people say things that benefit themselves, and I must be cautious about whom I follow.
I only subscribed to masterclass.com to challenge my brain to learn new skills and stay active.
I used to listen to hundreds of books, watch tons of tutorials and listen to tens of gurus. Not anymore.
I quit that approach three years ago; it felt exhausting, confusing, misleading, and time-consuming.
I observe people’s behavior or the market and focus on creating what is practical in my environment.
If I need to learn a new skill, I would better delegate someone to do the work, or I would only know what matters the most to make money and only from the best in the industry.
Every day I spend three hours connecting with clients, promoting myself, answering students’ questions, organizing gifts for clients, and expanding my network.
Without this step, I could never get to financial freedom. Most people forget that creating stuff is only 20% of making money, and the rest is marketing.
I don’t go to online meetings unless it’s a must. I always require the other person to brief me with a quick email before jumping into a meeting.
If I can answer through email, I will do it immediately. If I don’t hear from the person, I don’t follow up.
I optimize my spending for the best physical, mental, or monetary return every day.
Anything that doesn’t add value to my image, wealth, health, and the happiness of the people I care about, then it’s a waste of money.
I optimize my process weekly; I delegate as much as possible. It’s okay if I get a deal and outsource the work and get 30% as profit, as long as I can have more time to enjoy or expand my network.
I always arrive on time, and I demand other people to arrive on time; if they don’t, I would leave in ten minutes without a note and never work with that person as a client.
I tip everywhere. Even if it is a small amount, I help every person I believe needs help. I appreciate it when someone serves me nicely, and I trust that the more I give, the more I force myself to make more money.
I don’t do any silly or time-wasting favors. If people need my help for minor stuff, I can give money or hire someone to do the work; I don’t want to waste my time or energy on other people’s stuff.
I only hang out with three like-minded friends; they are intelligent, wealthy, and well connected. We meet once a week, and that’s it.
I’m pretty careful with my finances; my routine allows me to forecast how much I spend annually.
Before moving to a new location, I research and plan for one year and define new earning goals to live at a top standard.
I keep 22% of my monthly income on the side for taxes, 10% for an emergency fund, 20% for my spending, and the rest goes into investing in unique new ideas or projects.
I don’t buy businesses or invest in other people’s companies.
I don’t have a cryptocurrency account or any risky investment; the only money I invest is in an index fund, and that’s a family account more than a personal account.
I spend little time on social media, and I focus more on creating and connecting on more professional platforms.
Every week, I browse top fashion, wealth, yachts, architecture, interior design, and travel magazines to expand on my visual library and goals.
I watch daily tv-series and movies on money-making genres especially mafia-related stuff. It teaches me a lot about how money works and how to think like a money mastermind.
I have been doing this routine for almost three years.
It has become my life; I find it effortless; nowadays, I work because I’m used to working; I love and enjoy doing my work.
My family offered me to manage their business. I denied the offer; I don’t want to work with 100 people every day; that’s frustrating and energy draining.
My goal was always and will always be freedom.
That’s all about my routine. I optimize every second for simplicity and effectiveness.
I will do it if I have $1000 or if I have $1,000,000. It makes no difference.
To most people, it might seem dull, but who cares? It gets the job done, and that’s what matters the most, at least to me.
I would love to know more about your daily routine and how it affects your financial outcome. Let me know in the comment section.